Navy Federal Credit Union Phone Number

navy federal credit union phone number

Navy Federal Credit Union (NFCU) is one of the most prominent credit unions in the United States, serving active-duty military members, veterans, and their families. Known for its strong customer service, the credit union offers various ways for its members to get in touch, including by phone. This article will provide information on how to reach the Navy Federal Credit Union via phone, what services you can access, and tips for making your call more efficient.

The NFCU Phone Number

You can reach the Navy Federal Credit Union customer service at the following number:

  • 1-888-842-6328

This line is open 24/7, providing round-the-clock support for all your banking needs. However, you may experience longer wait times during peak hours or due to high call volumes.

For members who are overseas, the NFCU provides a different contact number:

  • 1-703-255-8837 (Collect international)

Services You Can Access

You can access a range of services when you call the NFCU phone number:

  • Account Inquiries: You can check your account balance, verify recent transactions, or report any discrepancies you may notice.
  • Card Services: If your debit or credit card is lost, stolen, or you suspect fraudulent activity, you can report it immediately.
  • Loan Assistance: If you’re interested in a personal, auto, or home loan, representatives can guide you through the application process or answer any questions you might have.
  • Technical Support: If you’re having trouble with online banking or the NFCU mobile app, the support team can assist you.

Tips for Calling NFCU

Here are a few tips to help you have a smoother experience when calling NFCU:

  • Have Your Information Ready: To authenticate your identity, the representative will likely ask for personal information like your member number, last four digits of your Social Security number, or other account details.
  • Specify Your Needs: If the automated phone menu prompts you, clearly state your issue or need. This will help route your call to the right department or representative.
  • Note the Time of Call: Though the NFCU customer service line is available 24/7, calling during non-peak hours can sometimes result in shorter wait times.


Having a reliable way to get in touch with your credit union can provide peace of mind, and the Navy Federal Credit Union offers just that with their round-the-clock customer service line. Remember to prepare necessary information before calling to ensure your queries or concerns are addressed efficiently. Lastly, while the phone is a valuable resource, also consider other support channels that NFCU offers, such as their online portal, mobile app, and in-person branches, depending on your needs and preference.